Do I need Insurance as a Contractor?
Contractor Insurance – Professional Indemnity, Public Liability, Employers’ Liability. The level of insurance and the type of insurance that is required usually depends on the client or agency and is often detailed in the paperwork. The cost of business insurance is borne by the Company rather than the directors personally.
Award-winning protection for your limited company
There’s nothing quite like being your own boss. However, being the owner of a company means that you have to be prepared to face risks and come under scrutiny.
With relevant business insurances such as Professional Indemnity, Public Liability, and Employers Liability in place, contractors can be confident that their limited company can handle unforeseen circumstances.
We’ve partnered with long-standing industry experts, Qdos, to provide contractor insurance that makes insuring your company simple.
Contractor insurance made simple
Professional Indemnity (From £13.50 per month)
Protects your business if a client makes a claim against it for loss of income as a result of professional negligence, omission, or error in the services provided by your business.
Public Liability: (From £4.58 per month)
Offers protection in the event that a third party (either a client or a member of public) claims they have suffered an injury or damage to property as a result of your company’s services.
Employers Liability: (From £4.58 per month)
This policy offers cover where an employee of your limited company makes a compensation claim regarding an injury, illness, or accidental death sustained as a result of their employment through your company.
Personal Accident: (From £4.68 per month)
Receive a lump sum benefit should you suffer a bodily injury as a result of an accident.
Contractor Sickness Cover: (From £26.31 per month)
Provides a monthly benefit should you be unable to work due to disease, sickness, or bodily injury.
Get the support of a Qdos tax expert throughout a tax enquiry, Qdos can support a range of HMRC enquiries, including IR35.
Get in touch...
Ready to sign up? Our quick application process will get you up to speed in minutes.
Whatever cover you need, just let us know and we can introduce you to our preferred companies, who have been hand selected for customer service and competitive pricing.