Category: Mortgage

As contractor accountants, we’ve noticed that one of the most worrying trends in the mortgage world post-pandemic is the number of people letting their mortgage lapse on to the lenders Standard Variable Rate (SVR). Almost 25% of all homeowners (possibly up to 50%) have, at some point, drifted onto an SVR due to either not realising

This is a question that many self-employed individuals ponder, as lenders find it challenging to understand the way you work and get paid, and often prefer to invest in ‘lower risk’ individuals. However, even though it may be harder to get a mortgage, it’s certainly not impossible. As contractor accountants, we understand you may have many