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How You Can Become a Self-Employed Influencer

The ‘influencer phenomenon’ began around 2009 with YouTube but quickly spread to other platforms, including Instagram. Before that, this type of career didn’t exist, but it’s become a viable business model for people looking to become self-employed. As accountants for social influencers, we understand it can be difficult to focus on growing a business when you

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Calculating finances for a start up business

Expenses for a Start-Up Business

Starting a business is an exciting endeavour. You’re filled with an abundance of ideas, potential opportunities, and anticipating what the future will bring. However, it also comes with a lot of stress. There’s so much to think about – insurance, premises, staff, stock, and the rest. Often you find that it is more expected than you

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Inquiry launch

New Inquiry into IR35 Reform in the Private Sector Launched

The House of Lords Finance Bill sub-committee has recently launched a new inquiry into a reform of the IR35 in the Private Sector, specifically implementing the new off-payroll rules. In this blog, we’re looking into this new inquiry. We will be exploring what this IR35 inquiry means, what happened with the previous inquiry, and what The

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How to Make Sure Your SME Business is Viable

  Before starting a business, it’s important to ensure you have a viable model once you set it up, you want it to keep going even during hard times. The most important thing you can do is create a complete plan before you start trading since it helps you to improve your chances of success –

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Changing Accountants – Is Now The Right Time?

Many self-employed individuals decide to change accountants in April when the tax year ends and the new one begins or if operating via a limited company when the company financial period ends. Others also opt to change accountants in the New Year.  There are several benefits to doing this but, while contractors, freelancers and small business

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Autumn Budget 2021: How Does It Affect Me?

A positive step forward for economic recovery! Chancellor Rishi Sunak has just announced the Autumn Budget 2021. He opened his speech by saying that the budget will “deliver a stronger economy for the British people” and support them with the cost of living. There weren’t massive surprises in the announcement. In fact, the budget focused on

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Patient is meeting a doctor

Top Benefits of Becoming a Locum in the UK

If you’re a doctor or veterinarian, you may have considered going locum. While it may not be the right choice for everyone, there’s no denying the benefits you can get when you change careers, such as the possibility for higher wages and more control over your schedule. So, in this article, we’re taking a look at

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Self Assessment Tax Return Guide

A Guide to Filling Out & Understanding Your Self Assessment Tax Returns Your self-assessment is one of the most important things to take into account when you become self-employed. It’s critical that the return is filled out correctly and submitted on time, as there are penalties otherwise, so you’ll want to get it right the first

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freelancer working from home

Frequent Misconceptions About Freelancing

Freelancers are self-employed individuals offering their services to multiple clients, usually earning an income on a per-job basis instead of making a consistent hourly wage or salary. They typically charge hourly or daily rates for their time, expertise and any work they produce for their clients. Whilst freelancing work can be short term, it can also

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Architect Inside House Being Renovated Working On Plans Using Laptop And Talking On Cellphone

Our Top Tips for Contractor Newbies

Are you new to contracting? Or still thinking about taking the leap into self-employment? No matter where you are in your journey, there are several things that you should know about when setting up your limited company. And, as we’re contractor accountants, we have a lot of knowledge to impart – and experience to share –

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Mortgage

Contractor Mortgages: The Danger Of Lapsing Onto The Lenders SVR

As contractor accountants, we’ve noticed that one of the most worrying trends in the mortgage world post-pandemic is the number of people letting their mortgage lapse on to the lenders Standard Variable Rate (SVR). Almost 25% of all homeowners (possibly up to 50%) have, at some point, drifted onto an SVR due to either not realising

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